Most CIOs are starting to ask a harder question about their application landscape. Are we overpaying for SaaS while underutilizing what AI can actually do? What stands out is that this is not about replacing everything. It is about being intentional, selective, and grounded in execution reality. I’ve been exploring a structured way to approach this. Here is a framework that is a directionally useful starting point.

Your team is already using AI behind your back; the trick isn't to ban it, but to bring it into the light and give them secure tools they actually want to use.